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CBT Terms of Use

Cbt’s mission is to make all forms of online examination easy to create, access and commercialize. We enable anyone anywhere to create, subscribe and market any form of exam or mock content. We consider our marketplace model the best way to offer valuable mock and exam content to our users. We need rules to keep our platform and services safe for all our clients. These Terms apply to all your activities on the Cbt website, the Cbt mobile applications,our APIs and other related services.

If you are a content creator in the Cbt platform, you must also agree to the Creators Agreement. We also provide details regarding our processing of personal data of our creators and users in our Privacy Policy. If you are using Cbt’s API for business, you should also check the business user’s agreement

1. Accounts

You need an account to really get the best functions from cbt. Keep your password somewhere safe, because you’re responsible for all activity associated with your account. If you suspect someone else is using your account, let us know by contacting our Support Team.

You need an account for most activities on our platform, including to create, take and manage exams. When setting up and maintaining your account, you must provide and continue to provide accurate and complete information, including a valid email address. You have complete responsibility for your account and everything that happens on your account, including for any harm or damage (to us or anyone else) caused by someone using your account without your permission. This means you need to be careful with your password. You may not transfer your account to someone else or use someone else’s account without their permission. If you contact us to request access to an account, we will not grant you such access unless you can provide us the login credential information for that account. In the event of the death of a user, the account of that user will be closed except otherwise requested by family or associates with clearity.

If you share your account login credential with someone else, you are responsible for what happens with your account and Cbt will not intervene in disputes between users who have shared account login credentials. You must notify us immediately upon learning that someone else may be using your account without your permission (or if you suspect any other breach of security) by contacting our Support Team. We may request some information from you to confirm that you are indeed the owner of your account.


You can terminate your account at any time on the cbt platform. Check our Privacy Policy to see what happens when you terminate your account.

2. Exam subscription

When you subscribe for a paid mock exam, you get an access to take the exam within the stipulated time set by the creator on the Cbt platform. We grant you an access except when we must disable the exam because of legal or policy reasons. Under our Creators Agreement, when creators creates exam on Cbt, they grant Cbt a license to provide access to the exam content to all users except when exam is on private mode. This means that we have the right to sublicense the exam to users who participate in leagues where the exam is included. As an exam taker, when you subscribe to any exam, whether it’s a free or paid exam, you are getting from Cbt a license to take the exam via the Cbt platform and Services. Exams are licensed, and not sold, to you. This license does not give you any right to print and resale the exam in any hard copy form or in other platform.

You may not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, create derivative works of, sublicense, or otherwise transfer or use any exam on any other platform without due approval from us. This also applies to content you can access via any of our APIs. We generally give access license to our students when they subscribe or take exam. However, we reserve the right to revoke any license to access and use exams at any point in time in the event where we decide or are obligated to disable access to a exam due to legal or policy reasons, for example, if the exam you subscribed for is the object of a copyright complaint.

Creators may not grant licenses to their exams to student directly and any such direct license shall be null and void and a violation of these Terms.

3. Payments, Credits, and Refunds

When you make a payment, you agree to use a valid payment method. If you aren’t happy with the quality of the exam, our sales team can be reached and due diligence will be made.

3.1 Pricing

The prices of exam pins on Cbt are determined based on the terms of the Creators Agreement and our Pricing and Promotions Policy.

3.2 Payments

You agree to pay the subscription fee for exams that you purchase, and you authorize us to charge your debit or credit card or process other means of payment for those fees. Cbt works with third party payment processing partners to offer you the most convenient payment methods in your country and to keep your payment information secure. Check out our Privacy Policy for more details.

3.3 Refunds

If the pin you generated or the scratch card pin is having issues or not functioning properly, you can request, within 30 days of your purchase of the pin,that Cbt refund your account or check for the validity of the pin. We reserve the right to apply a refund, at our discretion, depending on capabilities of our payment processing partners No credit or refund is due to you if you request it after the 30-day guarantee time limit has passed.

To request a refund, contact our sales team.

At our discretion, if we believe you are abusing our refund policy, we reserve the right to ban your account and to restrict all future use of the Services. If we ban your account or disable your access to an exam due to your violation of these Terms or will not be eligible to receive any refund.

4. Content and Behavior Rules

You can only use Cbt for lawful purposes. Creators and users are absolutely responsible for all the content that they post on our platform. You should keep the reviews, questions, posts, exams and other content you upload in line with our Trust & Safety Guidelines and the law, and respect the intellectual property rights of others. We can ban your account for repeated or major offenses. If you think someone is infringing your copyright on our platform, let us know.

You may not access or use the Services or create an account for unlawful purposes. Your use of the Services and behavior on our platform must comply with applicable local or national laws or regulations of your country. You are solely responsible for the knowledge of and compliance with such laws and regulations that are applicable to you. You may not access our Services if you are from a territory where Nigerian. businesses are prohibited from engaging in business or if you have been designated a Specially Designated National, Denied Person, or Denied Entity by the NIGERIAN. government.

If you are a student taking an exam, the Services enable you to ask questions to the creators of exams you are enrolled in through their contact and social media handles provided by them in their profile, and to post honest reviews of exams. If you are a creator, you can simply upload your questions to the platform and you can also communicate with the students who have subscribed for the exam. In both cases, you must abide by the law and respect the rights of others: you cannot post any exam, question, answer, review or other content that violates applicable local or national laws or regulations of your country. You are solely responsible for any exams, content, and actions you post or take via the platform and Services and their consequences. Make sure you understand all the copyright restrictions set forth in the creators Agreement before you create any exam on Cbt.

If we are put on notice that your exam or content violates the law or the rights of others (for example, if it is established that it violates intellectual property or image rights of others, or is about an illegal activity), if we discover that your content or behavior violates our Trust & Safety Guidelines, or if we believe your content or behavior is unlawful, inappropriate, or objectionable (for example if you impersonate someone else), we may remove your content from our platform. Cbt complies with copyright laws. Check out our Intellectual Property Policy for more details.

Cbt has discretion in enforcing these Terms and our Trust & Safety Guidelines. We may terminate or suspend your permission to use our platform and Services or ban your account at any time, with or without notice, for any violation of these Terms, if you fail to pay any fees when due, upon the request of law enforcement or government agencies, for extended periods of inactivity, for unexpected technical issues or problems, or if we suspect that you engage in fraudulent or illegal activities. Upon any such termination we may delete your account and content, and we may prevent you from further access to the platforms and use of our Services. Your content may still be available on the platforms even if your account is terminated or suspended. You agree that we will have no liability to you or any third party for termination of your account, removal of your content, or blocking of your access to our platforms and services.

If one of our creators has published a exam that infringes your copyright or trademark rights, please let us know. Under our creators Agreement, we require our creators to follow the law and respect the intellectual property rights of others. For more details on how to file a copyright or trademark infringement claim with us, see our Intellectual Property Policy.

5. Cbt’s Rights to Content You Post

You retain ownership of content you post to our platform, including your exams. We’re allowed to share your content to anyone through any media, including promoting it via advertising on other websites. The content you post as a student or instructor (including exams) remains yours. By posting exams and other content, you allow Cbt to reuse and share it but you do not lose any ownership rights you may have over your content. If you are a creator, be sure to understand the exam licensing terms that are detailed in the Creators Agreement.

When you post comments, questions, reviews, and when you submit to us ideas and suggestions for new features or improvements, you authorize Cbt to use and share this content with anyone, distribute it and promote it on any platform and in any media, and to make modifications or edits to it as we see fit. In legal language, by submitting or posting content on or through the platforms, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute your content in any and all media or distribution methods (existing now or later developed). This includes making your content available to other companies, organizations, or individuals who partner with Cbt for the syndication, broadcast, distribution, or publication of content on other media. You represent and warrant that you have all the rights, power, and authority necessary to authorize us to use any content that you submit. You also agree to all such uses of your content with no compensation paid to you.

6. Using Cbt at Your Own Risk

Anyone can use Cbt to create and publish exams that will enable creators and students to interact for teaching and learning. Like other platforms where people can post content and interact, some things can go wrong, and you use Cbt at your own risk.

Cbt enables anyone anywhere to create and share educational exams. Our platform model means we do not review or edit the exams for legal issues, and we are not in a position to determine the legality of exam content. We do not exercise any editorial control over the exams that are available on the platform and, as such, do not guarantee in any manner the reliability, validity, accuracy or truthfulness of the exams. If you enroll a exam, you rely on any information provided by a creator at your own risk.

By using the Services, you may be exposed to content that you consider offensive, objectionable, outdated or incorrect. Cbt has no responsibility to keep such content from you and no liability for your access or enrollment in any exam, to the extent permissible under applicable law. You assume full responsibility of browsing through the system to make appropriate choices of the exam you subscribe for or take.

When you interact directly with a student or a creator, you must be careful about the types of personal information that you share. We do not control what students and creators do with the information they obtain from other users on the platform. You should not share your email or other personal information about you for your safety.

We do not hire or employ creators nor are we responsible or liable for any interactions involved between creators and students. We are not liable for disputes, claims, losses, injuries, or damage of any kind that might arise out of or relate to the conduct of creators or students.

When you use our Services, you may find links to other websites that we don’t own or control. We are not responsible for the content or any other aspect of these third-party sites, including their collection of information about you. You should also read their terms and conditions and privacy policies.

7. Cbt’s Rights

We own the Cbt platform and Services, including the website, present or future apps and services, and things like our logos, API, code, and content created by our employees. You can’t tamper with those or use them without authorization. All right, title, and interest in and to the Cbt platform and Services, including our website, our existing or future applications, our APIs, databases, and the content our employees or partners submit or provide through our Services (but excluding content provided by creators and students) are and will remain the exclusive property of Cbt and its licensors. Our platforms and services are protected by copyright, trademark, and other laws of both the United States and foreign countries. Nothing gives you a right to use the Cbt name or any of the Cbt trademarks, logos, domain names, and other distinctive brand features. Any feedback, comments, or suggestions you may provide regarding Cbt or the Services is entirely voluntary and we will be free to use such feedback, comments, or suggestions as we see fit and without any obligation to you.

You may not do any of the following while accessing or using the Cbt platform and Services:

• disable, interfere with, or try to circumvent any of the features of the platforms related to security or probe, scan, or test the vulnerability of any of our systems.
• copy, modify, create a derivative work of, reverse engineer, reverse assemble, or otherwise attempt to discover any source code of or content on the Cbt platform or Services.
• access or search or attempt to access or search our platform by any means (automated or otherwise) other than through our currently available search functionalities that are provided via our website, mobile apps, or API (and only pursuant to those API terms and conditions). You may not scrape, spider, use a robot, or use other automated means of any kind to access the Services. • in any way use the Services to send altered, deceptive, or false
source-identifying information (such as sending email communications falsely appearing as Cbt); or interfere with, or disrupt, (or attempt to do so), the access of any user, host, or network, including, without limitation, sending a virus, overloading, flooding, spamming, or mail-bombing the platforms or services, or in any other manner interfering with or creating an undue burden on the Services.

8. Miscellaneous Legal Terms

These Terms are like any other contract, and they have boring but important legal terms that protect us from the countless things that could happen and that clarify the legal relationship between us and you.

8.1 Binding Agreement

You agree that by registering, accessing or using our Services, you are agreeing to enter into a legally binding contract with Cbt. If you do not agree to these Terms, do not register, access, or otherwise use any of our Services. If you are a creator accepting these Terms and using our Services on behalf of a company, organization, government, or other legal entity, you represent and warrant that you are authorized to do so.

Any version of these Term in a language other than English is provided for convenience and you understand and agree that the English language will control if there is any conflict. These Terms (including any agreements and policies linked from these Terms) constitute the entire agreement between you and us (which include, if you are a creator, the Creator Agreement

If any part of these Terms is found to be invalid or unenforceable by applicable law, then that provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms will continue in effect. Even if we are delayed in exercising our rights or fail to exercise a right in one case, it doesn’t mean we waive our rights under these Terms, and we may decide to enforce them in the future. If we decide to waive any of our rights in a particular instance, it doesn’t mean we waive our rights generally or in the future.

8.2 Disclaimers

It may happen that our platform is down, either for planned maintenance or because something goes down with the site. It may happen that one of our creators is making misleading statements in their exam question our league chat. It may also happen that we encounter security issues. These are just examples. You accept that you will not have any reexam against us in any of these types of cases where things don’t work out right. In legal, more complete language, the Services and their content are provided on an “as is” and “as available” basis. We (and our affiliates, suppliers, partners, and agents) make no representations or warranties about the suitability, reliability, availability, timeliness, security, lack of errors, or accuracy of the Services or their content, and expressly disclaim any warranties or conditions (express or implied), including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We (and our affiliates, suppliers, partners, and agents) make no warranty that you will obtain specific results from use of the Services. Your use of the Services (including any content) is entirely at your own risk. Some jurisdictions don’t allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

We may decide to cease making available certain features of the Services at any time and for any reason. Under no circumstances will Cbt or its affiliates, suppliers, partners or agents be held liable for any damages due to such interruptions or lack of availability of such features. We are not responsible for delay or failure of our performance of any of the Services caused by events beyond our reasonable control, like an act of war, hostility, or sabotage; natural disaster; electrical, internet, or telecommunication outage; or government restrictions.

8.3 Limitation of Liability

There are risks inherent into using our Services, for example, if you subscribe for any paid mock exam and find out that it was not a genuine question. You fully accept these risks and you agree that you will have no reexam to seek damages against even if you suffer loss or damage from using our platform and Services. In legal, more complete language, to the extent permitted by law, we (and our group companies, suppliers, partners, and agents) will not be liable for any misleading,inaccurate, incidental, punitive, or consequential damages (including loss of data, revenue, profits, or business opportunities), whether arising in contract, warranty, tort, product liability, or otherwise, and even if we’ve been advised of the possibility of damages in advance. Some jurisdictions don’t allow the exclusion or limitation of liability for consequential or incidental damages, so some of the above may not apply to you.

8.4 Indemnification

If you behave in a way that gets us in legal trouble, we may exercise legal reexam against you. You agree to indemnify, defend (if we so request), and hold harmless Cbt, our group companies, and their officers, directors, suppliers, partners, and agents from an against any third-party claims, demands, losses, damages, or expenses (including reasonable attorney fees) arising from (a) the content you post or submit, (b) your use of the Services (c) your violation of these Terms, or (d) your violation of any rights of a third party. Your indemnification obligation will survive the termination of these Terms and your use of the Services.

8.5 Governing Law and Jurisdiction

These Terms are governed by the laws of the federal reupublic of Nigeria,without reference to its choice or conflicts of law principles. Where the “Dispute Resolution” section below does not apply, you and we consent to the exclusive jurisdiction and venue of federal and state courts inNigeria

8.6 Legal Actions and Notices

No action, regardless of form, arising out of or relating to this Agreement may be brought by either party more than one (1) year after the cause of action has accrued.

8.7 Relationship Between Us

You and we agree that no joint venture, partnership, employment, contractor, or agency relationship exists between us.

8.8 No Assignment

You may not assign or transfer these Terms (or the rights and licenses granted under them). For example, if you registered an account as an employee of a company, your account cannot be transferred to another employee. We may assign these Terms (or the rights and licenses granted under them) to another company or person without restriction. Nothing in these Terms confers any right, benefit, or remedy on any third-party person or entity. You agree that your account is non-transferable and that all rights to your account and other rights under these Terms terminate upon your death.

9. Dispute Resolution

If there’s a dispute, our Support Team is happy to help resolve the issue. If that doesn’t work and you live in Nigeria, your options are to go to small claims court or bring a claim in binding arbitration; you may not bring that claim in another court or participate in a non-individual class action claim against us. This Dispute Resolution section applies only if you live in the Nigeria. Most disputes can be resolved, so before bringing a formal legal case, please first try contacting our Support Team.

9.1 Small Claims

Either of us can bring a claim in any court as long as it qualifies to be brought in that court.

9.2 Going to Arbitration

If we can’t resolve our dispute amicably, you and Cbt agree to resolve any claims related to these Terms (or our other legal terms) through final and binding arbitration, regardless of the type of claim or legal theory. If one of us brings a claim in court that should be arbitrated and the other party refuses to arbitrate it, the other party can ask a court to force us both to go to arbitration (compel arbitration). Either of us can also ask a court to halt a court proceeding while an arbitration proceeding is ongoing.

10. Updating These Terms

From time to time, we may update these Terms to clarify our practices or to reflect new or different practices (such as when we add new features), and Cbt reserves the right in its sole discretion to modify and/or make changes to these Terms at any time. If we make any material change, we will notify you using prominent means such as by email notice sent to the email address specified in your account or by posting a notice through our Services. Modifications will become effective on the day they are posted unless stated otherwise. Your continued use of our Services after changes become effective shall mean that you accept those changes. Any revised Terms shall supersede all previous Terms.

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